Did you look at my last year advice, suggestion and recommendation?
If yes than you are very happy to see your current portfolio is in green. In future if you want to be your investment will be evergreen than avoid to invest only in your favorite vanilla flavor products. Yes I am talking on traditional FD, RD, PPF, KVP, NSC and everyone’s most favorite LIC correct? All are your part of investments but not for whole life!!
Change your mind from Vanilla flavor to Mango, Chocolate and Strawberry products. Yes it might difficult to like first but when you invest over the long period of time you will see very good result.
Let’s look at my sample suggested single product last year performance with all past three and five years compounding returns over all other products.
HDFC Top 200 – Diversified Mutual Fund
Fund Manager
Mr. Prashant Jain is the Executive Director and Chief Investment Officer at HDFC AMC. He has earned, B. Tech. from IIT – Kanpur, PGDM from IIM Bangalore and CFA – AIMR from CFA Institute USA. He joined HDFC AMC in 2003 and has over 19 years of experience in fund management and research in Mutual Fund industry. Among others, he also manages HDFC Equity Fund, HDFC Prudence Fund, HDFC Infrastructure Fund and HDFC Monthly Income Plan – Long Term Plan – Equity Assets.
| | BULL PHASE | BEAR PHASE | BULL PHASE |
| | 01-Aug-2005 - 09-Jan-2008 | 09-Jan-2008 - 09-Mar-2009 | 09-Mar-2009 - 08-Nov-2010 |
| HDFC Top 200 (G) | 52.8% | -48.9% | 94.2% |
| BSE 200 | 51.6% | -59.0% | 84.5% |
(Returns over 1-Year are compounded annualised)
| | 1-Yr (%) | 3-Yr (%) | 5-Yr (%) | Risk (%) | Risk- Adjusted Return | Top 10 Stocks (%) | AUM (Rs. Cr.) | Expense Ratio |
| HDFC Top 200 (G) (R) | 20.86 | 8.53 | 22.06 | 9.70 | 0.13 | 41.4 | 94247.98 | 1.80 |
If we invested Rs.10,000 in HDFC Top 200 on Jan 07, 2006 would have appreciated to Rs.27,713.77 as on Jan 07, 2011, whereas a similar investment in its BSE 200 would be worth Rs.25,167. This indicates that HDFC Top 200 has been successful in achieving its stated investment objective of capital appreciation.
View: Yes you can find many more products for your future evergreen portfolio and enjoy with ample profits. Don’t think too much, Do not wait, No matter at what age, No matter at what amount. Just go ahead and faith on your all investment products, you will get definitely very positive result.
Believe in your all Investments.
Happy Investing!!
Take Care of Your Health and Wealth
No comments:
Post a Comment